Business Loan
Ummeed Housing Finance offers quick and secured business loans Loan for Self Employed borrowers that will help strengthen the business and propel it to new heights. For the MSME sector, Ummeed offers MSME Business loans with an emphasis on business owners. We also offer small business loans to ensure that funding will never be an obstacle in your way of achieving more. Our products are made to fit your demands. Choose Ummeed Housing Finance if you require a quick business loan to fulfill your financial requirements. Apply for a business loan online now!
Business Loan
- Loan against built up residential and commercial properties.
- Loan for Self Employed borrowers
- Loan amount from 3 lakhs to 25 lakhs.
- Tenure from 2 years to 10 years.
- Borrower should have a bank account.
- Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
- Should be residing in a city where UMMEED HOUSING FINANCE has an office.
- Guarantor not mandatory.
- All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
- Loans can be taken for the following end uses :
- Buying New Stock
- Working capital for existing business
- Buy new property, which is to be used for business
- Renovation of Existing shop
- Buying machinery for business
- Balance transfer of existing Business Loan
Features and Benefits
- Business Loan amount from 3 lakhs up to 25 lakhs.
- Tenure from 2 years to 10 years.
- Loan for a long-term period against property
- Flexibility of using the loan amount (machinery or Stock)
- Helps in the expansion of your business
Faq's
Business Loan in Your City
Customer Stories
Mr. Manoj Tomar
Product:- Business Loan | Loan Amount : Rs. 8,00,000/- | End Use:- Business Expansion
With exceptional service standard & speed, Ummeed disbursed my loan in 7 days, from the date of my first meeting them. I never thought, getting a loan can be so easy & smooth with my minimum documents. I thank Ummeed to help me realize my dream of expanding my business
Customer Experience
I thank Ummeed for helping me expand my business. I was pleasantly surprised to note how flexible their service offering was.
Customer Stories
संजय गुप्ता
Product:- Business Loan | Loan Amount : Rs. 7,00,000/- | End Use:- Stock Purchase
मेरा नाम संजय है और मैं लक्ष्मी नगर (दिल्ली) में महिलाओं के जूते-चप्पलों की दुकान चलाता हूँ ।मेरा व्यवसाय अच्छा चल रहा था और मैं अपनी दुकान में पुरुषों और बच्चों के जूते-चप्पलों का भी कलेक्शन रखकर अपना कारोबार को और बढ़ाना चाहता था मैंने नया स्टॉक खरीदने के लिए कई बैंकों से ऋण के लिए संपर्क किया पर मेरे ज्यादातर लेनदेन नकद में होने की वजह से कोई भी बैंक मुझे ऋण देने को तैयार नहीं था मैं परेशान था की अब अपने व्यवसाय को कैसे बढ़ाऊंगा, तभी उम्मीद के लोन अधिकारी हमारे बाजार में आए और उन्होंने मुझे बिज़नेस लोन के बारे में बताया | उन्होंने मुझे बताया की कम से कम दस्तावेज़ों के साथ, मेरी आय और सम्पति के आधार पर मुझे बिज़नेस लोन मिल जायेगा | देखते ही देखते मुझे 8 दिनों में मुझे लोन का पैसा भी मिल गया | मेरी छोटी सी जूते चप्पल की दुकान अब फॅमिली फुटवियर शोरूम बन गया है|
Customer Experience
मेरी छोटी सी जूते चप्पल की दुकान अब फॅमिली फुटवियर शोरूम बन गया है|
Customer Stories
रमेश सिंह
Product:- Business Loan | Loan Amount : Rs. 10,00,000/- | End Use:- Machinery Purchase
मेरा नाम रमेश है और भिवाड़ी में मेरी बॉल बेअरिंग बनाने की छोटी से फैक्ट्री है| मार्किट में बॉल बेअरिंग की बढ़ती डिमांड को देखते हुए हम अपनी फैक्ट्री में एक और मशीन लगाना चाहते थे हमारा बिज़नेस रजिस्टर्ड न होने के कारण , मशीन खरीदने के लिए कोई भी बैंक लोन देने को तैयार नहीं हुआ | एक दिन उम्मीद हॉउसिंग फाइनेंस की टीम हमारी फैक्ट्री के पास आई और उनके लोन अफसर ने बताया की हमे हमारी आमदनी और प्रॉपर्टी के आधार पर बिज़नेस लोन मिल सकता | इस जानकारी के बाद हमने अपने कागज़ात उनके लोन अफसर को दिए और उम्मीद ने मेरा लोन मात्र 5 दिनों में स्वीकृत कर के मुझे मशीन खरीदने के लिए पैसा दे दिया |
Customer Experience
उम्मीद ने मेरा लोन मात्र 5 दिनों में स्वीकृत कर के मुझे मशीन खरीदने के लिए पैसा दे दिया |Customer Stories
Manish Jain (Jeweler)
Product:- Business Loan | Loan Amount : Rs. 35,20,681/- | End Use:- Working Capital
My name is Manish Jain & I run a gems & Jewellery shop in Laxmi Nagar, Delhi. My shop was closed for almost 2 months, as part of nation-wide lockdown due to the Corona pandemic and my business income dried up. I was running my household and paying my loan EMI’s using my savings, but my financial condition was getting worse by the day. I got a call from Ummeed Housing finance, my current lender and they told me that on the basis of my good track record they were ready to offer me a Top up loan of Rs. 3 lakhs to help restart my business operations. As soon I gave them a go ahead, the loan amount was credited to my bank A/C within 3 days.
Customer Experience
My shop has opened since last month, this loan helped in restarting my business. I am extremely thankful to Ummeed for helping me in my time of need.
Customer Stories
Mohd. Zahid Azmi (Teacher)
Product:- Business Loan | Loan Amount : Rs. 35,00,000/- | End Use:- Purchase of Machinery
My name is Zahid Azmi and I run a coaching center in Laxmi Nagar. The Going was smooth, when the world changed due to the Corona Pandemic and everything turned upside down. A majority of my students came from outstation locations and most of them moved back to their hometown as the coaching centre was closed. My business expenses were fixed due to salaries to the staff/Office rent and I was finding it difficult to pay my monthly loan EMI. During this time the Govt. declared a Moratorium scheme and to learn about it and avail of this facility, I called up Ummeed’s customer service team. The customer service team detailed for me all the positives and negatives of the scheme and informed me about the additional interest that I would need to pay if I availed the moratorium, Given my tight cash flows I opted for moratorium after balancing the pros & cons. Since then I have restarted my coaching online and business cash flow has resumed and I can now pay my regular EMI’s.
Customer Experience
I am very grateful to Ummeed Housing Finance for the help they provided to me during these difficult time, which helped focus my energy to restart my business.
